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The correct solution is unique to you.

Life insurance helps to secure your financial future by providing a tax free benefit to cover burial expenses, uninsured medical bills, pay off a mortgage and other outstanding debts. It also helps to maintain a comfortable standard of living to your beneficiaries, a charitable organization or for business continuation.

There are a variety of choices available. We help you decide which mix of options is right for you.

The type of policy you choose depends on your needs:

Term Life Insurance

Term insurance is a strategy that provides maximum coverage for the lowest cost. Pay the level premium to keep policy in force for the chosen term (10, 15, 20 or 30 years).

Permanent Life Insurance

There are many types of Permanent life options from which to choose. Unlike Term insurance, this plan is designed to provide you a death benefit well into old age without the policy lapsing.

Long Term Care Insurance

Should you need assistance with the activities of daily living, this affords a tax free benefit to help protect your assets. Being without this coverage leaves your future comfort at risk.

Disability Insurance

This policy is designed to replace your personal income if you are disabled & unable to work at your chosen career. Duration of benefit ranges from one year, or through age 65 & longer.